Learn how credit card posting affects your transaction timeline, the differences between transaction and post dates, and how it impacts your account balance and payments.

Don’t ignore potentially fraudulent credit card transactions; instead, take advantage of the protections and refund processes available through your card issuer. Confirm that the transaction is indeed ...

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

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Credit cards are an essential form of payment for millions of Americans, and processing credit card transactions is an unavoidable requirement for merchants. However, each swipe comes with fees ...

Getting your credit card declined isn’t something you would like to experience in public. An uncomfortable mix of panic, embarrassment, and frustration grips you as the payment processing machine ...

At its core, credit card EMI conversion lets you transform a large transaction into a series of monthly payments. Instead of ...

Barry Choi is an award-winning personal finance and travel expert. He regularly appears on various shows in Canada and the U.S., where he talks about all things money and travel. His website, Money We ...

A credit card allows you to borrow money to buy things. That can come with costs (interest and fees) and benefits (rewards, credit-building). Many or all of the products on this page are from partners ...